⚠️ PENDING UPDATE — Payments section is under active development
These payment test cases are KNOWN STALE (staleness audit 2026-06-10) and are being rewritten against current code. Do not execute as written. Known drift: TraxionPay removed; channel codes changed (no BDO/BPI/CASH); Credits admin UI & most of its API not built; approve/reject set SUCCEEDED/FAILED (not "APPROVED"/"REJECTED"); live Paynamics flows are untestable now (no prod credentials, events currently free).

URLs in this section were NOT migrated to the staging-subdomain form (stg-rcme.membervu.com) in the 2026-06-10 env pass — they will be corrected during the rewrite.

Reference: _bmad-output/test-artifacts/test-reviews/test-guide-html-staleness-audit-2026-06-10.md

Test Cases: Payment Method Management

Module: Payments - Payment Methods

Backend Endpoints:

Frontend Page: mmp/frontend/pwa-app/src/pages/PaymentMethodsPage.tsx

Prerequisites

Test Data

FieldValue
UserMaria Cruz (MEMBER)
Card Number (Test)4111 1111 1111 1111
Expiry12/25
CVV123
CardholderMaria Cruz

Test Cases

TC-PAY-013: View Payment Methods List

StepActionExpected Result
1Login as Maria Cruz (MEMBER).Dashboard displayed.
2Navigate to Account > Payment Methods.Payment methods page displayed.
3Verify existing methods listed.Any saved methods shown (or empty state).
4Verify card masking.Card numbers masked: ** 1111.
5Verify expiry displayed.Expiry date shown for cards.

TC-PAY-014: Add Credit Card Payment Method

StepActionExpected Result
1Navigate to Payment Methods page.Page displayed.
2Click "Add Payment Method".Form/modal opens.
3Select "Credit/Debit Card".Card form displayed.
4Enter card number: 4111 1111 1111 1111.Card number accepted (Visa test card).
5Enter expiry: 12/25.Expiry accepted.
6Enter CVV: 123.CVV accepted.
7Enter cardholder name: Maria Cruz.Name entered.
8Click "Save Card".API POST /api/billing/payment-methods called.
9Verify success."Payment method added" message displayed.
10Verify card listed.New card appears in payment methods list.
11Verify secure storage.Full card number NOT returned from API.

TC-PAY-015: Add Card - Invalid Card Number

StepActionExpected Result
1Open add card form.-
2Enter invalid card: 1234567890123456.-
3Attempt to save.Validation error: "Invalid card number".
4Enter card failing Luhn check.Validation error displayed.

TC-PAY-016: Add Card - Expired Card

StepActionExpected Result
1Open add card form.-
2Enter valid card number.-
3Enter expiry: 01/20 (past date).-
4Attempt to save.Validation error: "Card has expired".

TC-PAY-017: Add Card - Invalid CVV

StepActionExpected Result
1Open add card form.-
2Enter valid card and expiry.-
3Enter CVV: 12 (only 2 digits).Validation error: "Invalid CVV".
4Enter CVV: 1234 (4 digits for non-Amex).Validation error.

TC-PAY-018: Delete Payment Method

StepActionExpected Result
1View payment methods list with existing card.Card displayed.
2Click "Delete" or trash icon on a card.Confirmation dialog appears.
3Confirm deletion.API DELETE /api/billing/payment-methods/:id called.
4Verify success."Payment method removed" message.
5Verify list updated.Deleted card no longer appears.

TC-PAY-019: Delete Payment Method - Cancel Deletion

StepActionExpected Result
1Click delete on a payment method.Confirmation dialog appears.
2Click "Cancel".Dialog closes, card not deleted.
3Verify card still listed.Payment method remains.

TC-PAY-020: Add Duplicate Payment Method

StepActionExpected Result
1Add card ending in 1111.Card added.
2Attempt to add same card again.Warning: "Card already exists" or allowed (duplicate detection).

TC-PAY-021: Payment Method - Empty State

StepActionExpected Result
1Login as member with no saved payment methods.-
2Navigate to Payment Methods.Empty state displayed.
3Verify message."No payment methods saved" or similar.
4Verify CTA."Add Payment Method" button prominent.

TC-PAY-022: Set Default Payment Method

StepActionExpected Result
1Have multiple payment methods saved.-
2Click "Set as Default" on non-default method.API called to update default.
3Verify default badge.Selected method shows "Default" indicator.
4Verify previous default removed.Only one default at a time.

TC-PAY-023: Use Saved Payment Method at Checkout

StepActionExpected Result
1Register for paid event.Checkout page displayed.
2View payment options.Saved payment methods displayed.
3Select saved card (** 1111).Card selected.
4Complete payment.Payment processed with saved card.
5Verify no re-entry of card details.CVV may be requested for security.

TC-PAY-024: Payment Methods - Access Other User's Methods

StepActionExpected Result
1Login as Maria Cruz.-
2Attempt API call to list another user's methods.-
3Verify response.Status 403 Forbidden or only own methods returned.

API Test Cases

TC-PAY-API-005: GET /api/billing/payment-methods

Request: GET /api/billing/payment-methods (as Maria Cruz)

Expected Response: 200 OK

{

  "paymentMethods": [


    {


      "id": "pm_12345",


      "type": "CARD",


      "last4": "1111",


      "brand": "VISA",


      "expiryMonth": 12,


      "expiryYear": 2025,


      "isDefault": true,


      "createdAt": "timestamp"


    }


  ]


}

TC-PAY-API-006: POST /api/billing/payment-methods

Request:

{

  "type": "CARD",


  "cardNumber": "4111111111111111",


  "expiryMonth": 12,


  "expiryYear": 2025,


  "cvv": "123",


  "cardholderName": "Maria Cruz"


}

Expected Response: 201 Created

{

  "id": "pm_67890",


  "type": "CARD",


  "last4": "1111",


  "brand": "VISA",


  "expiryMonth": 12,


  "expiryYear": 2025,


  "isDefault": false


}

Note: Full card number should NEVER be returned in response.

TC-PAY-API-007: DELETE /api/billing/payment-methods/:id

Request: DELETE /api/billing/payment-methods/pm_12345

Expected Response: 200 OK

{

  "success": true,


  "message": "Payment method deleted"


}

TC-PAY-API-008: DELETE /api/billing/payment-methods/:id - Not Owner

Request: DELETE /api/billing/payment-methods/pm_other_user (as Juan)

Expected Response: 403 Forbidden or 404 Not Found